Your financial data stays on your device

Track your finances without sharing them. Private by design!

Link your bank, scan or upload any statement or receipt, and see exactly where your money goes. We never see your data.

Dashboard
This Month
Last Month
3 Months
Liquid Assets
$8,420
Total Debt
$14,250
Avg Spend/mo
$4,015
▼ 6.1% vs last mo
Net / mo
+$2,185
▲ 11% vs last mo
SAFE TO SPEND
12d left
$58per day
Money
Net Worth
$32,180
▲ $1,240 this month
Chase Checking
····4821
$4,820
Ally Savings
····9930
$18,600
Amex Platinum
Credit · ····1007
−$2,140
Spending
$2,847
Spent
Groceries32%
Dining24%
Shopping16%
Transport14%
Subscriptions9%
W
Whole Foods
8 visits · Groceries
$412▼ 6%
B
Blue Bottle
12 visits · Dining
$96▲ 14%
A
Amazon
6 visits · Shopping
$238▲ 22%
Goals
Emergency Fund
$6,400 / $10,000
64%
On track — fully funded by Nov 2026
Japan Trip
$2,100 / $5,000
42%
Add $240/mo to reach it by spring
New Laptop
$1,500 / $2,000
75%
Almost there — $500 to go
Settings
Security
App Lock
Locks after 5 minutes
Lock Timeout
5 minutes
Stealth Mode
Hide sensitive amounts
Data
Export Data
Delete All Data
Dashboard
Money
Spending
Goals
More
Your financial data stays private
Statements & receipts scanned offline
Secure, encrypted bank connections
Your financial data on your phone.
Not on our servers.

Most budgeting apps route your financial data through their own servers and store it there. SpendShield works differently — your financial data is delivered to your phone and processed on it. We never see it.

Your Bank
Secure
P
Plaid
Direct
Your Phone
Blocked
Our Servers
Every feature you want.
None of the data exposure.

Bank-linked intelligence, offline statement and receipt scanning, goals, and more — all processed on your device.

Bank Sync

Connect your accounts and import transactions automatically. The connection runs on your device, so your transactions never leave your phone.

Statement & Receipt Scanning

Snap a paper statement or a store receipt and on-device OCR reads it line by line — completely offline. See exactly what you spent, item by item — not just "$127.43 at Target."

Spending Intelligence

Anomaly alerts, spending velocity tracking, recurring detection, bill reminders, and custom budget categories — all computed locally in real time.

Savings Goals

Set savings goals and track your progress toward each one, with clear milestones along the way.

Net Worth & Retirement

See your full financial picture — assets, liabilities, net worth badge, and a retirement readiness score. All computed on-device from your linked accounts.

Structurally Private

Your financial data is processed on your device and never uploaded — privacy enforced by architecture, not a policy you have to take on faith.

Three steps. All on your device.
1

Connect Your Bank

The bank connection runs right on your device. Your credentials and transactions never leave your phone.

2

Instant Categorization

On-device AI auto-categorizes every transaction. Scan statements and receipts for line-item detail — groceries, dining, transport, subscriptions, sorted in seconds, all offline.

3

On-Device Insights

Trends, alerts, goals, net worth, and retirement score — all computed on your device. Your data never leaves it.

Privacy shouldn't cost a fortune.

No ads. No data sales. Just a fair price for software that respects you.

Monthly
Annual Save 33%
Free
$ 0

Private spending tracking — no bank required.

  • 1 bank connection
  • Manual entry & categorization
  • Basic budgets & monthly summary
  • Statement & receipt scanning
  • 100% on-device processing
Get Started Free
Shield+
$ 9.99 /mo

Your full financial picture, encrypted and synced.

  • Everything in Shield, plus:
  • Unlimited bank connections
  • Net worth badge & retirement score
  • Debt payoff planner & tax tagging
  • E2E encrypted multi-device sync
  • Family sharing & priority support
Join Waitlist
Be first when we launch.

Join the waitlist for early access. We'll email you once when SpendShield is ready — nothing else.

No spam. Unsubscribe anytime.

You're on the list. We'll let you know when SpendShield is ready.